SSS Maternity Benefit Part 1: How to avail?

Sorry for the inconvenience. I just checked my links for the forms and it seems that the Official Website of the Office of the President is under construction currently down. I know I should host the forms but I’m lazy, remember? Besides, it would be a waste of web space redundant to host it if there’s like a ton of sites that are hosting the forms.

August 16, 2010 UPDATE: The Official Website of the Office of the President and Official Gazette of the Republic of the Philippines is now online!

Since I started working, I had social security. I applied for one along with my then newbie colleagues. We were all newly grads. Never really mattered to me. It’s just one requirement I had to accomplish, I thought.

Then I’ve heard about companies who collects the contributions from employees but the contributions never reaches SSS. From then on, I checked on it regularly to verify that the companies I’m working for were really forwarding my contributions to the system.  I’m glad they never missed any months. It’s going to be a big problem if they did.

Since I gave birth to Jack Jack, I would usually get questions from friends regarding the SSS Maternity Benefit. I’m not complaining. In fact, I would often ask preggy friends if they are actively contributing. If you are regularly contributing, then by all means, avail of this benefit. Otherwise, I hope your medical card would cover your hospital bills upon giving birth or you are on your own.

They have the following requirements for you to avail of the SSS Maternity Benefit:

  • Female members only (Of course!).
  • Member have given birth or had miscarriage.
  • This is one of member’s first four deliveries or miscarriage.
  • Member must have paid at least three monthly contributions within the 12 month period immediately preceding the semester of childbirth or miscarriage. You can verify your contributions by logging into the SSS Online Inquiry website or go to your nearest SSS Branch.

Once you’ve confirmed that you’re pregnant, file a Maternity Notification form through your Human Resources department (if employed) or through any SSS Branch near you (if voluntary). Do this no more than 60 days from the date of conception. Bring your Pregnancy Test or Ultrasound Report.

I have heard of other Moms being able to file the Maternity Notification form even if it is way past 60 days or even after giving birth. But they went through some hoops before they were able to do so. Or it was just easy because they knew one SSS employee. Better safe than sorry. File it early!

When it’s time to collect your maternity benefit, you will now submit a Maternity Reimbursement form along with the requirements detailed in the document from the link. Once again, you submit this to your Human Resources Department, if you are employed. Some employers give out the check before you give birth while some after. I think it’s because of this rule from SSS:

Maternity benefits must be advanced by the employer to the employee within 30 days from the filing of the maternity leave application.

For voluntary members, you need to wait until after the birth before you can collect your check. Sorry.

Tips for Voluntary or Self Employed Members:

  • Try to go to an SSS Branch as early as possible. The early bird catches the worm.
  • Go to an SSS Branch that is far from business establishments. They have far less lines, I noticed.
  • If you need to change your status, do this. And then claim/request for a new ID before filing for the Maternity Benefit. It will save you a lot of “run arounds” from government employees.
  • I’m not sure if there was an option to pickup the check from the SSS Branch. However, my check was sent through the post office. Mr. Nice Postman did not deliver it to our house even if it was already sitting in his desk for a week. I had to go back to SSS for a follow up and I was redirected to the post office. I claimed my check from the Mr. Nice Postman himself. Saw him pull it right out of his drawer.

Next week, I’m writing about Maternity Benefit Computation.

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  1. Norvaia P. Charassi
    Posted October 31, 2011 at 2:05 PM | Permalink

    i have a 9 months consecutive payments in sss as monthly payments as self employed for this year 2011.can i avail maternity benefits as a member? my expected delivery on or before december 1,2011.

    thanks &more power…

  2. Posted October 31, 2011 at 8:28 PM | Permalink

    Thanks for the sweet words, Norvaia. As long as your contributions were made within the 12 month period before the semester of contingency, I believe you should get something. However, it is still best to call their number to inquire.

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